At Sports Spread, we are committed to protecting the privacy of our customers' information. We know that your financial information is personal. Our goals are to serve you as effectively and conveniently as possible and to ensure that information you share with us remains confidential. As part of our commitment, we have adopted the following Privacy principles and have implemented them at all levels of our organization.
1. Privacy of Information-Customer Expectations
Trust, privacy, and confidentiality are the most important part of our commitment in meeting customer expectations of how we use the information we obtain. We will maintain standards to ensure that your information is private and secure at all times.
2. Employee Access to Information is Limited
Sports Spread has policies and procedures in place that limit access to your personal information to those employees with business reasons for knowing such information. We have appropriate policies to enforce employee responsibilities regarding the privacy of customer information. Our employees are aware it is inappropriate to discuss the affairs of customers and their finances, except with other employees and outside professionals retained by the company, and then only to the extent necessary for business purposes.
3. Use, Collection, and Retention of Customer Information
We collect, retain, and use information about you in order to conduct our business with you, satisfy legal reporting requirements, and administer our internal operations. We may routinely collect or retain information that includes your: (1) name, address, telephone number, social security number, annual income, current and past employers; (2) answers to questions on deposit and loan applications; and (3) deposit and loan balances, overdraft history and payment history with us. We collect information from consumer reporting agencies regarding credit and checking account histories.
We do not provide information to outside parties unless it is in direct support of your account activities. We do not sell our information to companies that offer other products and services.
When we collect information about you, we do so only for a specific business purpose.
When you end your customer relationship with us, or when we end our customer relationship with you, we will treat the information we have about you as if you were still our customer.
4. Accuracy of Information
Maintaining the accuracy of your personal information is important. We have procedures to help assure that your personal information is accurate, current, and complete. We also have procedures to correct inaccurate information in a timely manner. If you discover any information we have about you that is incorrect, please let us know.
5. Security of Consumer Information Collected
Sports Spread maintains security standards and procedures regarding unauthorized access to customer information. We constantly update and test our technology to improve the protection of our customer information and to protect the integrity of our systems. We do not provide information about you to anyone without first verifying who they are and whether they may have legal access to the information.
We ask you to closely review your account and statements and contact us right away if you believe that someone has improperly accessed financial information about you.
6. Disclosure of Account Information is Restricted
We do not reveal specific information about your accounts or other personally identifiable data to parties outside our organization except for the performance of bona fide corporate due diligence supported by a confidentiality agreement, or under the following circumstances:
- you request or authorize disclosure;
- the information is provided to help complete a transaction initiated by you;
- the information is provided to a reputable credit bureau or similar information reporting agency; or
- the disclosure is otherwise authorized or required by law.
7. Maintaining Your Privacy When We Do Business Outside Our Organization
It is sometimes necessary to provide personal information about you to a party outside our organization.
Some examples are when we hire a vendor or service company to prepare your account statements, process checks, or to provide support for one or more of our products or services. When we work with outside businesses or companies, we require them to safeguard your personal and confidential information. These vendors must abide by applicable law.
We do not sell our customer lists. Sports Spread does not share information with vendors who wish to provide special offers of financial products and services, such as insurance companies or credit card issuers.
Our privacy principles may change from time to time, so please check our web site regularly to view the most current version.
Because of Sports Spread's high commitment to confidentiality of customer information, complaints relating to this policy should be forwarded directly to Sports Spread, email@example.com, for prompt consideration.
10. Sports Spread’s Website
Visitors to the Sports Spread web site remain anonymous. We do not collect identifying information about visitors. Sports Spread does use standard software to collect non-identifying information about our visitors, such as:
- date and time our site was accessed
- IP address (A numeric address given to servers connected to the Internet)
- Web browser used
- city, state, and country
Sports Spread uses this information to create summary statistics and to determine the level of interest in information available on our site.
This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.
Financial Tools and Calculators that require you to provide some level of information are used by Sports Spread. The provider of the tool, calculator or questionnaire may retain this information. The information will only be used by Sports Spread to provide you with services you have requested.
Cookies are lines of text that are transmitted to your web browser when you click on a link. Your browser stores the information on your hard drive and when you return to that site later, the "Cookie" is transmitted back to the server that originally sent it to you. Cookies provide a way for a server to recall a previous request from a particular web browser. Sports Spread does use "Cookies" in our website, to help keep track of your online sessions. The cookie is used only for administrative purposes and does not contain any sensitive information such as your account passwords, account numbers or social security number, etc.
11. Internet Security
Using our on line trading, a customer may submit online account applications and perform other online functions using automatic data encryption. This secure data transmission link will protect the confidentiality of sensitive customer information.
12. Whom should you contact with Questions?